Secured Mortgage LOAN:
Planning to getting mortgage loan for buy a new house but risking your land to unprofessional institutes Stop now and start thinking today.Risking your hard-owned space to earn a new one is not the best solution to opt. According to a statistic, around 60% of people sell their age-old land to meet their financial crisis, which is not a very smart idea when you can plump for mortgage loans at affordable interest rates. KSNL Nidhi India Limited stands as one of India’s leading finance company and is considered amongst one of the most convenient loan-givers around Papanasum.
Salient features of the scheme are :
- Risk free loan
- Easy and fast processing of loan
- Less documentations required
- Low interest rate
- Doorstep Service Facility
- A copy of agreement between KSNL
Terms & Condition :
- Nidhi will provide loans only to its members. So, before applying, you need to be a member first.
- Application form duly filled in (with photograph of the entire applicant
- Residence and Age verification, which may be established from the PAN card, Election ID, Passport, Drivers license and Ration card etc.
- Copy of approved plan and sanction letter from local civic authority.
- Copy of NA permission.
- One/two guarantor/s form/s and salary certificates. - If guarantor is in business, copies of I.T. Returns or assessment orders for the last three years are required.
- Bank Pass-book of statements for the last one year.
- Latest salary slip/statement showing all deductions in case of employed applicants.
- Certified copies of Balance Sheets and Profit and Loss accounts, IT acknowledgments, advance tax challans (for company / firm and personal account) for the last three years in case of self employed applicants.
- Memorandum/Articles of Association for companies, partnership deeds for firms and a brief profile of your company/ firm in case of self employed applicants.
Additional Requirement :
A (In case of purchase from builder)
- Copy of Agreement for sale.
- Copy of registration receipt
- Copy of sanctioned plan & sanction letter of the competent authorities
- Copy of NA permission/ULC order.
- Copies of receipts of payments already made.
- NOC from builders in our format.
B. (In case of direct allotment in a Co-operative Housing Society)
- Allotment letter.
- Share certificate, Society registration certificate.
- Copy of sale/lease deed in favor of the society.
- NOC from society in our format.
- Possession letter in original.
C. (In case of resale)
- Copy of all previous vendors agreements duly stamped and registered and the registration receipts.(Original to be given before disbursement).
- NOC from Society/Builder in our format.
- Original Share Certificate.
Application in the KSNL Nidhi Ltd's prescribed form.
- Proof of Identity and address as per KYC Norms.(Copy of Family / Ration Card ,Voter Id , Driving Licence , Pan card , Gas Connection , )
- Photograph of Depositor/s (2 copies).
- Terms & Conditions apply and all deposit plan only for members / Share holders.
- Mandatory to complete the KYC forms
- Mandotory to provide Permanent address and telephone numbers
Eligibility
- Only Members(Individuals)
Other Facilities
- SMS Alert , Missed Call Alert , Mobile Spot Collection , Safe Lockers , Pass book Cheque Collection etc.