SECURED GOLD LOAN :
Loan against gold is a very simple concept. By pledging your gold ornaments, coins, biscuits, bars etc. the lender provides you with liquidity at a predetermined rate of interest. Loans are sanctioned after scrutiny of basic documents and satisfactory evaluation of the gold pledged.
Choice of Plans :
- Special Jewel Loan
Salient features of the scheme are :
- Offers Gold Loans of up to Rs. 10 Lakhs to it’s existing customers against their gold valuables.
- 100% Safety & Security of your Gold Jewellery / Hassle Free quick processing of loans.
- Minimum documents required.
- Maximum gold loan can be 80% of the value of the gold.
Terms & Condition :
- Interest Percentage increased even if customers is unable to pay interest amount regularly (Monthly)(i.e 29th of Every month).
- The Loan interest will be paid on monthly basis.
- Repayment period of such loan will not exceed one year in case of gold, silver, and jewellery.
- In case of non-repayment of gold loan instalment for 12 months, KSNL Nidhi Ltd. shall have all the ownership right of that gold.
- For More Details approach your KSNL Nidhi Ltd.
Application in the KSNL Nidhi Ltd's prescribed form.
- Proof of Identity and address as per KYC Norms.(Copy of Family / Ration Card ,Voter Id , Driving Licence , Pan card , Gas Connection , )
- Photograph of Depositor/s (2 copies).
- Terms & Conditions apply and all deposit plan only for members / Share holders.
- Mandatory to complete the KYC forms
- Mandotory to provide Permanent address and telephone numbers
Eligibility
- ONLY MEMBERS
Other Facilities
- SMS Alert , Missed Call Alert , Mobile Spot Collection , Safe Lockers , Pass book Cheque Collection etc.